Thanks to smart tax benefits, leasing through JobRad is significantly cheaper than purchasing outright.
Use your new e-bike as a green transportation option for commuting to work. Say goodbye to rush hour stress!
Leasing through JobRad includes a mobility guarantee and comprehensive insurance. Additional benefits are also offered through JobRad.
Since 2012, the 0.25% rule—previously exclusive to company cars—has also applied to company bike leasing, including e-bikes. This allows companies to provide tailored mobility solutions for employees while benefiting from tax advantages through salary conversion.
Employers purchase or lease bikes and make them available to employees, who finance the monthly rates through deductions from their gross salary. Compared to private purchases, bike leasing offers significant financial advantages, saving employees up to 40% of the purchase cost.
Access the Bikeleasing.de CalculatorYes, as a general rule, family members living in the same household can use the company bike, as long as it is stipulated in the agreement between the employee and employer. Our Bikeleasing Comfort Insurance and Wear & Tear Insurance cover agreed-upon family usage.
The savings primarily come from the tax benefits under the company car regulation. In bike leasing, the employer is the lessee and provides the bike for the employee’s use. Employees opting for a company bike agree to convert part of their salary into a non-cash benefit, reducing their taxable income. This also lowers social security contributions and creates significant savings. Use our advantages calculator to see the potential savings for yourself.
Salary conversion is a variation of compensation conversion. Employees agree to allocate a portion of their salary to receive a non-cash benefit (e.g., a company bike) over a defined period (e.g., the leasing term). Since the non-cash benefit is taxed under the company car rule rather than the full leasing rate, it creates a significant tax advantage for both employees and employers. Additionally, employees save on income tax and social security contributions.
Three months before the end of the leasing term, employees will receive an offer to purchase the bike. However, due to tax regulations, this offer cannot be guaranteed.